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BaxterBoo Members, Meet Figo

Pet Insurance Designed by Pet People: Underwritten by Independence American Insurance Company
Call 1-844-738-3446
Pet Insurance Designed by Pet People: Underwritten by Independence American Insurance Company
Call 1-844-738-3446

What is Pet Insurance?

Pet Insurance can cover unexpected illnesses and injuries that may happen to your dog or cat. When you select a plan through Figo, you get:

  • Freedom to visit any licensed vet practice, emergency hospital, or specialist worldwide.
  • A flexible plan, tailored to your budget and individual pet.
  • Access to up to 100% reimbursement of your vet bills, with the option of unlimited annual benefits.


Any vet, Anywhere
Visit any licensed veterinarian, worldwide

Live Vet 24/7
Chat with a licensed vet or vet technician via text at your convenience

Expert Support
Figo's team of specialists is just a call, text, chat or email away

Pets are family
High-quality, accessible pet care should be accessible to all.
What does Pet Insurance cover?

Plans* offered through Figo Pet Insurance can cover veterinary bills related to unexpected accidents or illnesses. Typically, plans cover:

Emergency & Hospitalization
Surgeries
Veterinary Specialists
Hereditary & Congenital Conditions
Chronic Conditions
Dental Illness and Injury
Prescriptions
Imaging
Knee Conditions
Prosthetics & Orthopedics
Hip Dysplasia
Veterinary Exam Fees (Optional add-on)
Routine Wellness Plan (Optional add on- includes Routine Dental Care)
For a complete list of coverages, get a quote.
What isn't covered by Pet Insurance?

Most pet insurance companies will not cover pre-existing conditions (conditions that show signs or symptoms prior to the policy effective date or during any applicable waiting periods). Luckily, pre-existing conditions do not exclude pets from pet insurance, as new illnesses and injuries can still be covered!

Plans* do not cover:

Pre-existing conditions
Spaying or Neutering
Experimental Procedures
Breeding, Pregnancy, or Giving Birth
Cloned Pets or Cloning Procedures
Cosmetic Surgery

Claims Assistant
Meet Evie, your claims assistant. She's here to walk you through the process and make it hassle-free.

Explore
Wherever you roam, discover and save pet-friendly places and services near you.

Your Pet Tag
This little tag can help reunite you, should your pet go missing. Be sure to register yours in the Pet Cloud.

Digital Records
Don't lose track of what's important. Vet records and more, all in one spot! Get a quote today.

"We love Figo! I am so happy with pet insurance because having a sick pet is scary enough. Not knowing how to pay to get the care your pet needs is even worse, but avoidable with Figo!"

- Becca H., Los Angeles, CA

"We love Figo! I am so happy with pet insurance because having a sick pet is scary enough. Not knowing how to pay to get the care your pet needs is even worse, but avoidable with Figo!"

- Becca H., Los Angeles, CA



Health Insurance for Dogs and Puppies

Giving your pet a great life is never a waste of money. In fact, pet parents, like you, spend an estimated $18 billion a year on veterinary expenses alone. While the amount may be shocking, the fact that we are willing to splurge to keep our pups healthy isn't surprising. After all, our dogs are family - a bond that spans the duration of our lives (and theirs). When we are faced with an expensive procedure or treatment, without a financial safety net, it can be heartbreaking.

As early as 8 weeks, you can cover your precocious pup with a puppy insurance plan through Figo. Plans cover new injuries or illness-so, if your curious pet eats a sock or has a bout of diarrhea, simply visit the veterinarian, and submit your paid vet bill for reimbursement. Puppy insurance frees you to concentrate on more important things, like puppy playtime and snuggles!



Health Insurance for Cats and Kittens

The total cost of cat ownership can reach over $3,000 in the first year - even without accounting for unforeseeable emergency expenses. Add in unexpected vet visits, and those costs increase. Fortunately, for a manageable monthly fee, you can purchase a cat health insurance plan and reduce worry from having to shell out exorbitant money for your cat's emergency care.

If you're the lucky owner of a kitten, you know how inquisitive they can be. Kittens may get scared and dart out of the front door; and they may unintentionally nosh on dangerous and toxic non-edible items around the house. These common kitten mishaps can lead to vet bills that aren't in the budget. It is in these instances kitten health insurance can save your pet and your bank account.

*Policies are underwritten and issued by the insurer, Independence American Insurance Company, 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254. Policies and claims are administered by Figo Pet Insurance, LLC, 540 N Dearborn Street #10873, Chicago, IL 60610. BaxterBoo, does not underwrite insurance or pay claims, but may receive compensation for marketing.

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